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Topics

Topics ….

Earnings and Stoppages, Saving and Investment, Credit and Debt, Finance and Fraud. These can be delivered in nine  lessons of 45 minutes each.

 

 

Earnings and Stoppages – 3 lessons

  • Payslips
    • What does a payslip tell us?
    • Do we need to keep them?
  • Income tax
    • What is it and what is it used for?
    • Who pays it and how much?
    • Tax allowances and coding
    • Tax bands
    • PAYE
  • National insurance
    • Who pays it and what is it used for?
    • How much?
  • Other taxes and deductions
    • What other taxes are there?
    • Who pays them and when?
    • Are there other deductions made from our salary?

Saving and Investment – 2 lessons 

  • Short and long term savings
    • Their differences and what they are used for
    • When to start
    • How to start
  • Differences between saving and investment
    • Protecting capital
    • Yield
  • Products
    • Different savings and investment products
    • Pluses and minuses
    • Fitting product to purpose
  • Effect of inflation
    • Looking at what inflation is and how it is measured
    • Is it a good or bad thing?

Credit and Debt – 2 lessons

  • APR
    • What it is and what it is used for
    • Is it reliable?
  • Different types of credit
    • A look at what is available
    • Can anyone get them?
  • Secured credit
    • What does it mean?
    • Is it dangerous?
  • Debt solutions
    • Repayment plans
    • Who to turn to if there is a problem
  • Bankruptcy
    • What is it?
    • What it means to be bankrupt
  • Borrowing sources
    • Where to get to get credit
    • The pros and cons

Finance and Fraud – 2 lessons

  • Insurance
    • Different types
    • When are they needed
    • Rough cost
  • Mortgages
    • What are they?
    • Some ideas on different types
  • Financial advice
    • Who can offer it
    • Who should you listen to?
  • Jargon buster
    • The lowdown on all those financial words and phrases
  • Identity theft
    • Dangers of identity theft
    • What to do if your identity is stolen
    • Self protection
  • Scams
    • Recognising scams and phishing
  • Online protection
    • How to protect yourself online
    • Passwords and updates